Finance

Consumer finance

providing project management in relation to start up financial consumer finance businesses
drafting Uniform Consumer Credit Code regulated consumer loan and consumer lease documentation
advising on regulatory and licensing requirements
advice on e-commerce and electronic transactions legislation to create simplified finance approval and documentation procedures for lenders and lessors
participating in industry groups
conducting due diligence and providing associated advice on mergers, acquisitions and disposals of consumer finance businesses
drafting arrears management policies and procedures to ensure compliance with ACCC and ASIC guidelines
preparing and advising on finance broker introducer/accreditation agreements
review of marketing, advertising and website material relating to consumer credit offerings to customers
conducting civil penalty and class action litigation for financial institutions
advising on AML/CTF compliance programmes

drafting commercial loan agreements, rental agreements and hire purchase agreements
electronic transactions advice to implement internet based finance approval systems and documentation for equipment purchase and equipment rental
bailment and floor plan facilities
securitisation funding
sale of receivables agreements and supporting funding documentation
distributor agreements, dealer agreements, principal and agency agreements, secured guarantees and associated security documentation to support financing facilities provided to borrowers and dealers
participating in industry groups
conducting due diligence and providing associated advice on mergers, acquisitions and disposals of equipment finance businesses
dealer and security portfolio reviews for financial institutions to assist with assessing a business’ risk portfolio

For both lenders and borrowers, we prepare and negotiate all relevant documentation and provide advice in respect of all aspects of:

For both lenders and borrowers, we prepare and negotiate all relevant documentation and provide advice in respect of all aspects of:

For both lenders and borrowers, we prepare and negotiate all relevant documentation and provide advice in respect of all aspects of:

advice in respect of interpretation of contractual provisions in loan and security documentation
regulatory and prudential advice
drafting precedent facility and security documents
advising on AML/CTF compliance programmes

assisting clients obtain and vary their Australian Financial Services Licences, including advice and analysis of financial service authorisations, preparation of the application and proof documents
advising on retail managed investment schemes, including drafting constitutions, compliance plans and product disclosure statements
advising on wholesale managed investment schemes, including structuring and drafting unit trust deeds and information memoranda
advising on trust mergers, stapled security structures and relevant stamp duty implications including land-rich provisions and trust merger stamp duty exemptions
advising on ISDA derivatives agreements for currency or interest rate hedges
drafting and negotiating agreements with operators of IDPSs (Investor Directed Portfolio Services)
advising on and structuring distribution arrangements
structuring capital raising proposals to comply with FSR
advising on professional indemnity insurance policies (including advice on new ASIC minimum requirements)
advising on AML/CTF compliance programs